Thursday, January 22, 2009

Sometimes, rules are just stupid.

I am quite sick of being a secondary account holder. It's useless. Idiotic banks won't even allow me to make a payment over the phone to a "joint credit card" between myself and my husband. Don't they want their money? Idiots.

I can't get any information, I can't change anything. Well, I actually do understand that part, but I thought banks would be all about money, so no matter who is paying, it should be all good. Whatev. I'm not in the mood.

Tonight I just tried to access our tax information for our home that we own (not really own, but we are making payments on) that we aren't living in. Dandy. I was trying to access this information because I have an appointment tomorrow with an accountant to get our taxes done. And the phone assistant tells me that since I am not the primary account holder, and the lowly second joint person on the loan, that I am not eligible to access that information. It's like top secret. Oh? Really?

What, pray tell, kind of danger or harm can I cause by knowing that we spent $11,000 dollars in interest last year? Anyone? I can't change anything vital. I can't suck all the funds out and pay them directly to myself and run for the hills. I just want the document.

I hate rules. The stupid ones especially. Right now I'm waiting for my husband to set up his online identity, because he has never had one. He has never paid a bill online. And once we do this, I can access the stupid tax information. After that, he will never need this information anymore. How stupid. But that's just me.

8 comments:

Casey said...

Do you have POA? Would that help?

Leslie said...

I don't have one, but that was recommended to us just recently. That would sure help. ;)

Vanessa Rogers said...

So frustrating!!

♥spoiled mommy♥ said...

I totally understand what you are talking about-stupid rules!

I misses you!!

Shannon said...

UGH. We just had to do the same thing (sort of) with our health insurance. I couldn't access our info online without first having to create an account, then Shane had to go in under his account and give me permission to view his info. I couldn't even look at the girls' info... and they're my own kids! Whatev. It can be so frustrating.

Mama Smurf said...

I SO am in the same boat. Secondary on ev.ery.thing.

MammaDawg said...

So frustrating, isn't it? Never mind that you know his social, his DOB, his mother's maiden name and his driver license number. Ridiculous!

I finally stopped putting everything in my husband's name - especially since I'm the one who handles everything in the house. But it's hard - like those 401K's and stuff - we're stuck there. :(

Laural Out Loud said...

I'm the bill payer in the family, and I get around this by setting up the online accounts and just pretending to be my husband. It's absolutely ridiculous.