I am quite sick of being a secondary account holder. It's useless. Idiotic banks won't even allow me to make a payment over the phone to a "joint credit card" between myself and my husband. Don't they want their money? Idiots.
I can't get any information, I can't change anything. Well, I actually do understand that part, but I thought banks would be all about money, so no matter who is paying, it should be all good. Whatev. I'm not in the mood.
Tonight I just tried to access our tax information for our home that we own (not really own, but we are making payments on) that we aren't living in. Dandy. I was trying to access this information because I have an appointment tomorrow with an accountant to get our taxes done. And the phone assistant tells me that since I am not the primary account holder, and the lowly second joint person on the loan, that I am not eligible to access that information. It's like top secret. Oh? Really?
What, pray tell, kind of danger or harm can I cause by knowing that we spent $11,000 dollars in interest last year? Anyone? I can't change anything vital. I can't suck all the funds out and pay them directly to myself and run for the hills. I just want the document.
I hate rules. The stupid ones especially. Right now I'm waiting for my husband to set up his online identity, because he has never had one. He has never paid a bill online. And once we do this, I can access the stupid tax information. After that, he will never need this information anymore. How stupid. But that's just me.
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8 comments:
Do you have POA? Would that help?
I don't have one, but that was recommended to us just recently. That would sure help. ;)
So frustrating!!
I totally understand what you are talking about-stupid rules!
I misses you!!
UGH. We just had to do the same thing (sort of) with our health insurance. I couldn't access our info online without first having to create an account, then Shane had to go in under his account and give me permission to view his info. I couldn't even look at the girls' info... and they're my own kids! Whatev. It can be so frustrating.
I SO am in the same boat. Secondary on ev.ery.thing.
So frustrating, isn't it? Never mind that you know his social, his DOB, his mother's maiden name and his driver license number. Ridiculous!
I finally stopped putting everything in my husband's name - especially since I'm the one who handles everything in the house. But it's hard - like those 401K's and stuff - we're stuck there. :(
I'm the bill payer in the family, and I get around this by setting up the online accounts and just pretending to be my husband. It's absolutely ridiculous.
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